We Understand How Decisions Are Made
Because we've made them. Our founder spent over 18+years inside Australia's banking system as a senior executive.
About Credit Fixx
Credit Fixx is a licensed debt management and credit repair firm based in Australia, led by a former senior banking executive with industry experience since 2008. Our background in banking gives us a clear understanding of how lenders assess applications and make credit decisions.
We don’t just focus on removing negative listings—we work to strengthen your overall credit standing. By applying real-world lending insights, we help position you for better approval outcomes and long-term financial stability.
No upfront fees — we invest in your case first
You only pay when we deliver a successful outcome
Transparent pricing with no hidden charges
Full accountability on every case we take on
Our Mission
To empower individuals to take control of their financial future through expert credit repair
services and financial education.
Industry Experience
19+ years of hands-on experience inside Australia's banking system gives us unmatched insight.
Compliance First
Every strategy is structured, compliant, and aligned with Australian regulatory standards.
Results Driven
Our focus is strengthening your overall credit position, not just cleaning a report.
Ethical Practice
As MFAA and AFCA members, we uphold the highest standards of professional conduct
How It Works
At Credit Fixx, we understand that dealing with financial distress can be overwhelming. We are here to simplify the process and guide you towards a brighter financial future.
01
Get in Touch with Us
Reach out to us by calling 1300 654 045 or submitting a contact form and we will promptly get in touch with you. We understand that taking this step may feel daunting, but rest assured, we are here to support you every step of the way.
02
We Assess Your Situation
Our expert team will attentively listen to your circumstances and assess your current financial situation. We will analyse your income, expenses, and debts to gain a comprehensive understanding of your financial landscape and determine suitable debt solutions.
03
You'll Engage Us to Act on Your Behalf
Once you decide to move forward, you will be assigned a dedicated Case Manager who will be your primary contact throughout the process. They will guide you, answer your questions, and provide personalised support tailored to your specific needs.
04
We Do What We Do Best
With your Case Manager leading the way, we handle all checks, negotiations, and paperwork. Our experienced team will engage with your creditors to negotiate reduced payments, lower interest rates, and potential debt forgiveness — all while keeping your best interests in mind.
05
Enjoy the Road to Financial Freedom
Once your debt management plan is in place, you can begin your journey towards financial freedom. With our guidance, you can expect to be debt-free within three to five years. We will continue to support you, ensuring you stay on track towards your financial goals.
06
Your Path to Better Credit
At Credit Fixx, we know that dealing with financial challenges can feel overwhelming and uncertain. That’s why we’ve designed a clear, straightforward process to guide you every step of the way.
